Are you someone who pays cash or uses debit for all your purchases?  This can be an admirable trait for some; but for people who are disciplined, it is not the most efficient way to handle your finances.

The Advantages of Using Credit Cards

Using credit cards has many benefits: Read More…

I know several people with locked in 5 year mortgages, who also have existing Home Equity Lines of Credit (HELOC), where the HELOC rate is currently lower than their mortgage rate.   Do you also find yourself in this situation?

Why HELOCs Are Better Than Mortgage Rates

If so, you have here another opportunity to save yourself some money.  Read More…

You don’t get these offers, you say? Don’t worry, we got you covered!

How to Get Them

The way to ensure that you get plenty of offers is to Read More…

Another money saving idea, based on using credit cards to earn money, is to again take advantage of all those low/no rate balance transfer offers that credit card companies send out to maximize interest savings on mortgages.

What You’ll Need

With this approach, you would take out a Read More…

Credit cards are normally thought of as emergency funds. However, did you know that you can use credit cards to earn money? Read More…