Congratulations! You’re off to college, where you’ll spend your savings and end up in the biggest debt you’ve ever seen. But you can graduate from university with cash in your pocket and a healthy financial future if you follow some simple, easy rules. Read More…

Convention alwisdom tells us that Registered Retirement Savings Plans (RRSPs) are not very beneficial for lower income individuals or families, since they pay little (or no) taxes as it is and since tax deferral is one of the main benefits of RRSP’s. Is this really true, though? Should lower income Canadians be making RRSP contributions? Read More…